TipLedger
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Terms of Service

Effective Date: March 26, 2026

1. Acceptance of Terms

By downloading, installing, or using TipLedger (the "App"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the App.

These Terms constitute a legally binding agreement between you and DAK Enterprises LLC ("we," "us," or "our"), a company operating under the laws of the United States. DAK Enterprises LLC reserves the right to update these Terms at any time. Your continued use of the App after changes are posted constitutes acceptance of the revised Terms.

2. License Grant

2.1 Limited License

Subject to your compliance with these Terms, DAK Enterprises LLC grants you a personal, non-exclusive, non-transferable, revocable, limited license to download and use TipLedger on Apple-branded devices that you own or control, solely for your personal, non-commercial purposes.

2.2 Restrictions

You may not:

  • Copy, modify, or distribute the App or any portion of it
  • Reverse engineer, decompile, or disassemble the App
  • Rent, lease, loan, or sublicense the App to any third party
  • Remove or alter any proprietary notices or labels on the App
  • Use the App in any manner that could damage, disable, overburden, or impair it
  • Attempt to gain unauthorized access to any systems or networks associated with the App

2.3 Ownership

The App, including all content, features, and functionality, is owned by DAK Enterprises LLC and is protected by United States and international intellectual property laws. These Terms do not transfer any ownership rights to you.

3. Subscription Terms

3.1 Free and Paid Features

TipLedger may offer certain features at no charge and additional features through a paid subscription. Feature availability is subject to change.

3.2 Subscription Billing

Subscriptions to TipLedger may be purchased through two channels:

a) Apple App Store (StoreKit)
Subscriptions purchased through the App Store are processed by Apple. Your subscription will be charged to your Apple ID account at confirmation of purchase. By purchasing a subscription through the App Store, you agree to Apple's Terms of Sale, available at https://www.apple.com/legal/internet-services/itunes/.

b) Stripe External Checkout (Optional)
TipLedger may offer an optional external checkout for subscriptions via Stripe, accessed through an in-app browser. Subscriptions purchased through Stripe are subject to Stripe's Terms of Service and the billing terms presented at checkout. DAK Enterprises LLC does not store your payment information.

3.3 Auto-Renewal

Subscriptions automatically renew unless auto-renewal is turned off at least 24 hours before the end of the current billing period. You will be charged for renewal within 24 hours prior to the end of the current period.

3.4 Managing or Cancelling Subscriptions

  • App Store subscriptions: Manage or cancel your subscription at any time through your Apple ID account settings at Settings > [Your Name] > Subscriptions on your iOS device, or via https://appleid.apple.com.
  • Stripe subscriptions: Manage or cancel through the Stripe customer portal link provided in your subscription confirmation email or within the App.

Cancellation takes effect at the end of the current billing period. No refunds are issued for partial subscription periods unless required by applicable law.

3.5 Price Changes

We reserve the right to change subscription prices. We will provide reasonable notice of any pricing changes. Continued use of the subscription after a price change constitutes acceptance of the new price.

3.6 Refunds

All purchases are generally final. For App Store purchases, refund requests must be submitted to Apple at https://reportaproblem.apple.com. For Stripe purchases, contact us at [email protected].

4. User Data and Privacy

Your use of TipLedger is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review the Privacy Policy at https://dakenterprises.dev/tipledger/legal. You are responsible for maintaining the security of your device and your iCloud account credentials.

5. Prohibited Uses

You agree not to use TipLedger:

  • For any unlawful purpose or in violation of any applicable local, state, national, or international law or regulation
  • To transmit any unsolicited or unauthorized advertising or promotional material
  • To impersonate or misrepresent your affiliation with any person or entity
  • To attempt to gain unauthorized access to any portion or feature of the App
  • To interfere with or disrupt the integrity or performance of the App
  • To engage in any conduct that restricts or inhibits anyone's use or enjoyment of the App
  • To collect or harvest any information from the App or its users

6. Disclaimer of Warranties

THE APP IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

DAK ENTERPRISES LLC DOES NOT WARRANT THAT:

  • THE APP WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS
  • THE RESULTS OBTAINED FROM USE OF THE APP WILL BE ACCURATE OR RELIABLE
  • THE QUALITY OF ANY FEATURES, INFORMATION, OR OTHER MATERIAL OBTAINED THROUGH THE APP WILL MEET YOUR EXPECTATIONS

TipLedger is a personal financial tracking tool intended to assist with record-keeping. It does not constitute financial, tax, legal, or accounting advice. You are solely responsible for verifying the accuracy of any data you enter and any calculations the App performs.

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, DAK ENTERPRISES LLC AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

  • LOSS OF PROFITS, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES
  • UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA
  • ANY OTHER MATTER RELATING TO THE APP

IN NO EVENT SHALL DAK ENTERPRISES LLC'S TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF THE APP EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID TO DAK ENTERPRISES LLC IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR (B) ONE HUNDRED DOLLARS (USD $100).

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR LIMITATIONS ON LIABILITY. IN SUCH JURISDICTIONS, THE ABOVE LIMITATIONS APPLY TO THE EXTENT PERMITTED BY LAW.

8. Indemnification

You agree to defend, indemnify, and hold harmless DAK Enterprises LLC and its officers, directors, employees, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the App.

9. Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles. Any disputes arising out of or relating to these Terms or the App shall be resolved through binding arbitration or in a court of competent jurisdiction in the United States, as mutually agreed upon or as required by applicable law.

Nothing in this section limits either party's right to seek injunctive or other equitable relief in any court of competent jurisdiction.

10. Termination

We reserve the right to suspend or terminate your access to the App at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, third parties, or for any other reason.

Upon termination, your license to use the App will immediately cease. Provisions of these Terms that by their nature should survive termination (including ownership, disclaimer of warranties, limitation of liability, and governing law) shall survive.

11. Third-Party Services

The App may interact with or link to third-party services (including Apple iCloud and Stripe). These services are governed by their own terms and privacy policies, and DAK Enterprises LLC is not responsible for their content, policies, or practices. Links to third-party sites or services do not constitute an endorsement.

12. Changes to Terms

We may revise these Terms at any time. When we do, we will update the "Effective Date" at the top of this document. For material changes, we will make reasonable efforts to notify you within the App or via the App's product page. Your continued use of TipLedger after changes are posted constitutes your acceptance of the revised Terms.

If you do not agree to the revised Terms, your only remedy is to discontinue use of the App.

13. Severability

If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

14. Entire Agreement

These Terms, together with the Privacy Policy, constitute the entire agreement between you and DAK Enterprises LLC with respect to TipLedger and supersede all prior agreements, representations, or understandings.

15. Contact

DAK Enterprises LLC
Email: [email protected]
Website: https://dakenterprises.dev/tipledger

These Terms of Service were last updated on March 26, 2026.

Privacy Policy

Effective Date: March 26, 2026

1. Introduction

DAK Enterprises LLC ("we," "us," or "our") operates TipLedger (the "App"), an iOS application for tracking tip income, wages, hours, and related financial data. We are committed to protecting your privacy. This Privacy Policy explains what information we collect, how it is stored and used, and your rights with respect to that information.

By using TipLedger, you agree to the practices described in this Privacy Policy.

2. Information We Collect

2.1 Data You Enter Into the App

TipLedger stores only the information you choose to enter, which may include:

  • Shift earnings, tips received, and hourly wages
  • Hours worked and shift dates/times
  • Commute distances associated with shifts
  • Savings goals and savings-related settings
  • Tax withholding preferences and estimated tax settings

This data is entered manually by you and is used solely to provide the features of the App.

2.2 Data We Do Not Collect

We do not collect, transmit, or have access to:

  • Your name, email address, or any contact information (unless you contact us for support)
  • Location data
  • Device identifiers, advertising identifiers, or IP addresses
  • Browsing or usage analytics
  • Payment card numbers or banking credentials

We do not operate user accounts on our servers. There is no registration process, and we hold no personal profile data about you.

3. How Your Data Is Stored

3.1 On-Device Storage

All data you enter is stored locally on your device using standard iOS data storage mechanisms. Data is protected by your device's built-in security, including hardware-level encryption when the device is locked.

3.2 iCloud Sync

If you have iCloud enabled on your device, TipLedger uses CloudKit (iCloud container: iCloud.com.dakenterprises.tipledger) to sync your data across your Apple devices. This sync occurs entirely within your personal iCloud account. Your data is:

  • Stored in Apple's private CloudKit database associated with your Apple ID
  • Encrypted by Apple in transit and at rest
  • Never accessible to DAK Enterprises LLC — we have no ability to read, access, or retrieve your iCloud data

iCloud sync is governed by Apple's Privacy Policy.

3.3 Widgets

TipLedger uses an App Group (group.com.dakenterprises.tipledger) to share limited data with home screen widgets. This data remains on-device and is not transmitted externally.

4. Third-Party Services

4.1 Apple (iCloud, App Store, StoreKit)

TipLedger integrates with Apple services for data sync (iCloud/CloudKit) and in-app subscription billing (StoreKit 2). All subscription transactions are processed directly by Apple. We do not receive or store your payment method, billing address, or any financial credentials associated with your Apple ID. For subscription billing inquiries, Apple is the merchant of record.

Apple's privacy practices are described at https://www.apple.com/legal/privacy/.

4.2 Stripe (Optional External Checkout)

TipLedger may offer an optional external subscription checkout via Stripe, accessed through an in-app browser (SFSafariViewController). If you choose to use the Stripe checkout:

  • You will be directed to a Stripe-hosted page outside of the App
  • Payment processing is handled entirely by Stripe
  • DAK Enterprises LLC does not collect, store, or have access to your payment card details
  • Stripe's privacy practices are described at https://stripe.com/privacy

Use of the Stripe checkout is entirely optional. You may subscribe through the App Store at any time.

4.3 No Analytics or Advertising SDKs

TipLedger does not integrate any analytics SDKs (such as Firebase Analytics, Mixpanel, Amplitude, or similar), advertising networks, or crash-reporting services that transmit data to third parties. We do not track your behavior within the App.

5. Children's Privacy

TipLedger is not directed to children under the age of 13. We do not knowingly collect any personal information from children under 13. If you believe a child under 13 has provided information through the App, please contact us at [email protected] and we will take appropriate steps to address the situation.

6. Your Rights and Data Deletion

Because your data is stored locally on your device and optionally in your personal iCloud account, you retain full control over it at all times.

To delete all your data:

  1. Delete TipLedger from your device.
  2. To remove iCloud data, navigate to Settings > [Your Name] > iCloud > Manage Account Storage > TipLedger on your iOS device and delete the associated data, or visit iCloud.com to manage your storage.

We do not maintain server-side copies of your data, so no additional deletion request to us is necessary. If you contact us for support, any correspondence you send will be retained only as long as necessary to resolve your inquiry.

7. Data Security

We take reasonable measures to protect the information processed by TipLedger:

  • On-device data is protected by iOS data protection APIs and device passcode/biometric encryption.
  • iCloud data is encrypted by Apple in transit and at rest.
  • We do not operate servers that store your financial or personal data.

No method of electronic storage or transmission is 100% secure. While we strive to use commercially acceptable means to protect your data, we cannot guarantee absolute security.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will revise the "Effective Date" at the top of this document. We encourage you to review this policy periodically. Continued use of TipLedger after changes are posted constitutes your acceptance of the updated policy.

9. Contact Us

If you have any questions or concerns about this Privacy Policy or your data, please contact us:

DAK Enterprises LLC
Email: [email protected]
Website: https://dakenterprises.dev/tipledger

This Privacy Policy was last updated on March 26, 2026.

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